Learn About the Affordable Care Act
The Affordable Care Act (ACA) was designed to give individuals and families greater access to affordable health insurance options including medical, dental, vision, and other types of health insurance that they may not have been able to get on their own or through an employer. Under the ACA:
- You may be able to purchase health care through a state or federal marketplace that offers a choice of plans.
- Insurers can’t refuse coverage based on gender or a pre-existing condition.
- Lifetime and annual limits on coverage are eliminated.
When to Enroll
Open enrollment is the part of each year that citizens can freely make changes to their health care coverage purchased through the ACA’s Health Insurance Marketplace.
The next open enrollment period is expected to begin on November 1, 2017, and end on January 31, 2018. During the open enrollment period, you will be able to:
- Re-enroll in your current plan
- Choose a plan for the first time
- Choose a new plan to replace your current plan
- Make changes to your existing insurance plan
You can enroll or change your plan year-round if you have certain life changes:
- Getting married or divorced
- Having a baby or adding a dependent to your family